Answers from Credit Card Experts

want to track business spending of my employees

If you want to know business spending of your employees, business credit cards can be helpful for you. Think of applying for a business credit card, look through the business credit cards we have on offer, choose the right card for you and apply online.

My credit score is about 400. So, what's my credit history?

If your FICO score is somewhere between 350 and 619 your credit is bad. Do your best, be a responsible cardholder and improve your credit.

want a rewards credit card without annual fee

Most rewards credit cards do come with higher APRs and an annual fee but still there are some without this fee. Please visit our rewards credit card section, compare the cards displayed and choose the one to apply online for. Hope you will find the card you have been looking for. Note that typically rewards credit cards are offered to people with good to excellent credit.

i have no credit but i want a credit card, can i?

Thank you for addressing your requests to our service. Certainly, when you have no credit at all, you will face some difficulties while getting a credit card you need. Nevertheless, some of the US banks are aimed right exactly at such customers and so they develop credit cards especially for the customers with poor or no credit. Credit cards for bad/no credit can be of two types: secured and unsecured. The former are the best choice, since they are guaranteed and have a regular report to all major credit bureaus. But these need a collateral to secure your credit. The latter are just standard credit cards, but they are not guaranteed, so a bank is eligible to cancel your application. And if it is cancelled, your credit history is damaged. Explore our credit cards issued right for customers with no credit.

no credit ((((((

Thank you for your question. Certainly, when you have no credit at all, it may seem really difficult to find a credit card to build a worthy credit history. Nevertheless, some banks develop credit cards especially for the customers with bad or no credit. These are Millennium Bank, Orchard Bank, and others. At our site there are some credit card applications for bad/no credit. There are two types of such credit cards: secured and unsecured. The former are the credit cards which need a collateral to secure your credit. When you open a new account, you will have to deposit a definite sum of money which will be used to cover your debt in case you fail with paying off your bills. The latter are just standard credit cards for bad/no credit. However, you should keep in mind that a bank is eligible to cancel your application (which, unfortunately, spoils your credit history). Please explore our secured credit cards and no credit cards.

please tell me, is there any credit card with no fees for balance transfers?

Thank you for addressing your requests to our service. Actually, there are not so many balance transfer credit cards which do not charge a fee on balance transfers, and so it can be quite difficult to find any of them. Nevertheless, at our site there are two variants of such credit cards. Both of these are issued by American Express bank - IN:NYC Card and IN:CHICAGO Card. These have 0% Introductory APR both on balance transfers and purchases for six months and $0 balance transfer fee. Please explore our zero balance transfer credit cards to get more detailed information with regard to each credit card we have mentioned. But please keep in mind that these cards are available only to the customers with good or excellent credit, which is 660-749 and 750-850 of FICO score respectively. So if your own credit score is in this range you are free to choose a credit card you need.

I tried applying for a credit card twice but got declined everytime. I fullfill all the requirements as they also realize that but they dont have answer of this that why they are declining my request. They were two diffrent banks. please suggest me if i am doing something wrong in there.

It's a widespread mistake - blaming the bank for denial. Think over the situation and try to point out what was wrong. Get your credit report to know your credit score FOR SURE and start searching for a card, looking through the offers for your credit history. Pay attention to the well-known and reliable banks, such as Citibank or Chase, and compare the products available for your score. Be sure to fill out all the forms correctly and with true information.All the best, Manager of Immediate Credit Card Care Service

my score is 630 or about what cc am i eligible for

Thank you for addressing your requests to our service. Having FICO score of 620-659 implies your credit is fair. At our site, there are credit cards for average credit so you are free to choose a variant which suits your needs best. Pay special attention to those offered by Capital One Bank. Some of their credit cards also have rewards and 0% introductory rate on ourchases for a definite period of time. To get more detailed information on these credit cards please explore our fair credit cards usng the following link. Compare, choose, and apply online for fair credit cards.

i need a card for hilton

Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. We can advise you two variants of credit cards which offer Hilton rewards. First, you can apply for Hilton HHonnors Platinum Card from American Express. Second, there is also Hilton HHonnors Signature Visa from Citibank. To get more detailed information you are welcome to explore our hotel credit cards.

how do i apply for a credit card from canada

Thank you for addressing your requests to our service. We hope pour answer will help you to resolve your problem. At our site, we offer a credit card for Canadian residents. Please, explore our Canadian credit card. This is American Express AIR MILES Credit Card. This one has 18.50% APR, $0 Annual Fee, 3.99% Intro APR on Balance Transfer for 6 months, and other features. Note that this one is also a reward credit card, since it allows you to earn points (or miles). You should take into consideration that this credit card is available only to the customers with good or excellent credit score (i.e. requires FICO score of 660-749 and 750-850 respectively). You should find out if these requirements are appropriate and then you are free to apply online.