Answers from Credit Card Experts

I need to know what my limit will be and when I will get my card. I\'m leaving for Italy in 8 days, can I have my card by then?

When you apply for a credit card online, you have to wait for the company's decision. It can take 60 seconds (with instant approval cards), a couple of days, a week or a month. It depends on the type of the card. Credit limit terms are established during the signing of the agreement. It is better for you to apply to your bank, and they will give you all the necessary information on this question.

I currently have a credit card with about $4,500 worth of debt on it, much of which is composed of doctor and vet bills. My 0% APR ends on July 31, 2006. I know I am going to pay the whole thing off with next year\'s income tax. Until then, I would like to find another card with 0% to transfer the balance to until next year. I don\'t plan on using the new card, I just do not want all the interest that will come with the card I have now. My credit score is 723. I am guessing that the chances of another credit card company giving me a $4500 credit limit is slim to none... do you have any suggestions? Thanks In Advance, Staci

If you need a credit card to save on daily spendings, our zero balance transfer credit cards will suit you most. Just stroll around our web site to find the most suiting credit cards. And as soon as you make your choice, please feell free to fill out our online application to apply for a credit card online. But mind that you have to show a good credit behaviour to profit from credit cards with low APR. Consumers possessing a credit score of 723 would most likely qualify for an interest rate of 5.97% only slightly lower then a consumer with a higher credit score but significantly higher monthly payments on average. So,try to maintain a credit score higher then 723 and you will be able to obtain credit at a much more favorable rate and thereby enjoy lower monthly payments.

Best,
Manager of Immediate Credit Card Care Service

i have major credit cards, with major limits. i want a small amount card for use on computer ordering, so no one gets my good credit card numbers to steal. is there another option, other than a secured card. perhaps a card i could set a 500.00 limit ,that the company wont raise, unless i ask?? any info appreciated, j.w.

You see, each bank or credit card company offers its own credit
limit,but you can ask them to lower a credit limit in accordance with your requirements. In case your credit is limited, you'd better apply for fair credit cards, bad credit cards or no credit cards issued by major credit card companies. And as nowadays,you can apply for any credit cards on-line safely,your good credit card numbers won't be stolen.

Best,
Manager of Immediate Credit Card Care Service