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Discover® Open Road Card

Starwood Preferred Guest® Card

American Express

Apply Now!
Starwood Preferred Guest® Card
 
Card Highlights:  
 
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

 
     
 
Available Rewards:  
 
 
For explanation of each icon
click here

Miles

Cash

Points

Charity

 
     
 
About:  
 
 
  • 2.9% Intro APR for 6 months.
  • Earn 10,000 Starpoints with your first purchase.
  • Earn 15,000 bonus Starpoints when you spend $15,000 in 6 months.
  • Earn 1 Starpoint for every dollar of eligible spending.
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
  • First year fee-free and only $45 thereafter.
Zero Liability
 
     

Credit Card Rates

 
Purchases:  
 
 

Introductory APR:

2.9%

Introductory Period:

6 months

Ongoing APR:

13.99%

Default APR:

see terms

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

 
     
 
Balance Transfers:  
 
 

Introductory APR:

2.9%

Introductory Period:

6 months

Ongoing APR:

13.99%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
 
Cash Advances:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:  
 
 

Minimum:

$017

Fee Rate:

n/a

Maximum:

n/a

 
     
 
Cash Advance Fees:  
 
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
     
 
Foreign Exchange Fees:  
 
 

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

 
     

Credit Card Other Fees

 
Initial Fees:  
 
 

Setup Fee:

$0

 
     
 
Maintenance Fees:  
 
 

Annual Fee:

$071

 
     
 
Penalty Fees:  
 
 

Late Payment Fee:

see terms

 
     
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
71 First year fee-free, then $45.
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